Fallen Humankind - People, by nature, are dead in sin and therefore completely unable to save themselves from sin and its consequences.

Adopted by God - In love, God has chosen some people to be members of his family.

Intentional Atonement - Jesus died to save his people from their sins.

Transformed by the Holy Spirit - The Spirit regenerates those who are chosen by God, giving them faith in Jesus.

Held by God - Believers are held safe in God's hands for all eternity.

(The Acronym FAITH comes from: FAITH unfolded, A FRESH LOOK AT THE REFORMED FAITH, JIM OSTERHOUSE, CRC Publications, Grand Rapids, Michigan, 2000. Available @ )